Terms & Conditions

1. Who we are

Bel Holdings Limited is a Nigerian holding company. References to “Bel Holdings”, “we”, or “our” include the group and, where context requires, operating companies named on the Site.

2. What this Site is

• Corporate information about Bel Holdings, leadership, sectors, and portfolio companies.
• Insights and news about group strategy and operating companies.
• A channel to contact us about partnerships, media, careers, or general enquiries.
• Links to operating-company websites, each with its own terms and products.

Content is for general information. It is not investment, legal, or regulatory advice. Nothing on the Site is a binding offer unless agreed in a signed document.

3. Acceptable use

• Use the Site lawfully and for genuine business or informational purposes.
• Provide accurate information in contact forms.
• Respect our branding, copyrights, and third-party rights.

• Do not attempt unauthorised access, scraping at scale, or security probing without written consent.
• Do not transmit malware, spam, or unlawful content through our forms.
• Do not misrepresent affiliation with Bel Holdings or its companies.

4. Regulated & developing activities

Portfolio and sector pages describe direction and capability — not a guarantee that every service is available in every market today.

5. Intellectual property

Trademarks, logos, text, graphics, and layout on the Site are owned by or licensed to Bel Holdings or its operating companies. You may not copy, modify, or reuse materials without prior written permission except for personal, non-commercial viewing.

6. Contact submissions

When you submit a form, you confirm the information is accurate and that you have the right to share it. We may use submissions to respond and for related administrative purposes as described in our Privacy Policy.

7. Disclaimers & liability

The Site is provided “as is” and “as available”. To the fullest extent permitted by law, Bel Holdings disclaims warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for indirect, incidental, special, or consequential damages arising from use of the Site or reliance on its content.

8. Governing law

These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes are subject to the exclusive jurisdiction of Nigerian courts, unless mandatory law requires otherwise.

9. Changes

We may update these Terms from time to time. Continued use after the “Last updated” date constitutes acceptance of the revised Terms where permitted by law.